We have Benchmarked QBE against three main client concerns:

• Claims handling: Known for pragmatic, commercially minded claims management. NZ-based claims teams supported by Australia Pacific operations deliver consistency and reliability.

• Price competitiveness: Frequently competitive on mid-market commercial property and Body Corporate risks. Offers good balance between price and cover quality.

• Property appetite: Broad appetite across commercial, retail, warehousing, and light industrial property classes, with flexible underwriting.

We've found QBE is a great fit for:

• Commercial property portfolios – competitive for office, retail, and light industrial.

• Commercial & Residential Body Corporates – well-suited for modern or low-risk buildings.

• Warehousing – appetite for clean, low-hazard occupancies.

• Industrial – suitable for light manufacturing or logistics assets with sound risk management.

We've found QBE may not be the best fit for:

• Residential Body Corporates: QBE does not provide capacity to Residential Body Corporates

• Property in Wellington: Conservative on earthquake, with higher deductibles.

• Not always the cheapest: May be undercut by smaller or challenger insurers on simple placements.